PRIVACY POLICY
Effective Date: October 5, 2026
FixMyBizz LLC (“FixMyBizz,” “we,” “us,” or “our”) respects your privacy.

This Privacy Policy explains how information is collected, used, disclosed, and protected when you visit our website, submit a form, schedule a consultation, communicate with us, receive services from us, request insurance information through this website, or otherwise interact with FixMyBizz.
 
Certain insurance products and services referenced on this website are offered separately by Mark Morse in his individual capacity as a licensed insurance agent and are not provided by FixMyBizz LLC.


1. INFORMATION WE COLLECT
We may collect information you voluntarily provide to us, including:
• Name
• Email address
• Telephone or mobile number
• Business or company name
• Business type
• Business size, revenue range, or other business information
• Information about your business operations, goals, challenges, or needs
• Consultation and appointment information
• Communications you send to us
• Information submitted through forms, scheduling tools, questionnaires, email, telephone, or text message
• Payment or transaction information when applicable

We may also automatically collect certain information when you visit our website, including:
• IP address
• Browser and device information
• Operating system
• Pages viewed
• Referring website or source
• Approximate location derived from IP address
• Website interactions and usage information
• Cookies and similar technologies
 
Insurance-Related Information
Insurance products and services referenced on this website are offered by Mark Morse in his individual capacity as a licensed insurance agent, separate from FixMyBizz LLC.
FixMyBizz LLC does not collect, maintain, or use insurance application, underwriting, medical, policy, or coverage information.
 
Insurance-related information is handled separately by Mark Morse as the licensed insurance agent and, as applicable, MedMutual Protect and its issuing insurance companies, or any other insurance carrier, general agency, quoting platform, enrollment platform, or insurance provider with which Mark Morse is contracted or authorized to conduct business.
 
Information required for an insurance quote, application, underwriting, enrollment, or policy servicing may be collected directly by Mark Morse or through the applicable carrier or insurance platform and is subject to the privacy practices and requirements applicable to those insurance services.


2. HOW WE USE INFORMATION
We may use information we collect to:
• Respond to inquiries and requests
• Schedule and manage consultations and appointments
• Evaluate whether FixMyBizz consulting services may be appropriate for a business
• Provide consulting, operational, and other requested services
• Communicate regarding appointments, services, projects, or business relationships
• Provide customer support
• Send follow-up communications
• Send marketing or promotional communications where permitted by law and, where required, with your consent
• Operate and improve our website, services, systems, and customer experience
• Analyze website usage and business performance
• Maintain business and transaction records
• Protect against fraud, misuse, security threats, or unlawful activity
• Enforce agreements and protect our legal rights
• Comply with applicable laws and legal obligations

Insurance-related information handled separately by Mark Morse in his individual capacity as a licensed insurance agent may be used to respond to insurance inquiries, review coverage options, obtain quotes, facilitate applications or enrollment, provide requested policy servicing, and communicate regarding insurance-related matters.

3. TEXT MESSAGING AND SMS PRIVACY
FixMyBizz consulting communications and insurance-related communications are separate messaging programs.
 
If you provide your mobile telephone number and opt in to receive SMS or text messages from FixMyBizz LLC, you may receive conversational, informational, and promotional messages related to business inquiries, consultations, appointments, services, follow-up communications, customer support, and other communications consistent with the consent you provided.
 
If you separately opt in to receive insurance-related SMS or text messages, those communications may be sent by Mark Morse in his individual capacity as a licensed insurance agent and may include conversational, informational, and promotional messages related to insurance inquiries, coverage options, quotes, appointments, applications, policy-related communications, follow-up, customer support, and other insurance communications consistent with the consent you provided.
 
Consent to receive FixMyBizz consulting text messages does not constitute consent to receive insurance-related text messages from Mark Morse. Consent to receive insurance-related text messages does not constitute consent to receive FixMyBizz consulting marketing messages.
 
Message frequency may vary.
 
Message and data rates may apply.
 
Reply STOP to opt out of messages from the applicable messaging program.

Reply HELP for assistance.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

Mobile Information and SMS Consent
No mobile opt-in or text message consent will be shared with third parties or affiliates.
 
Neither FixMyBizz LLC nor Mark Morse sells, rents, transfers, or shares SMS opt-in data or text message consent with third parties or affiliates.
 
SMS opt-in information and text message consent are used only for the communications the user has authorized.

4. SMS CONSENT RECORDS
FixMyBizz LLC may maintain records relating to consent for FixMyBizz consulting text messages. Mark Morse, in his individual capacity as a licensed insurance agent, may separately maintain records relating to consent for insurance-related text messages.
 
These records may include the mobile number provided, date and time of consent, method or source through which consent was provided, applicable consent language, messaging program, and opt-out information.
 
Consent records may be retained as reasonably necessary to document consent, comply with legal and telecommunications requirements, resolve disputes, and protect applicable legal rights.

5. HOW WE DISCLOSE INFORMATION
FixMyBizz LLC does not sell personal information in the ordinary course of its business.
 
FixMyBizz LLC may disclose personal information to vendors and service providers that assist with functions such as:
 
• Website hosting and operation
• Scheduling
• Customer relationship management
• Email and text communications
• Analytics
• Payment processing
• Data storage and security
• Professional and administrative services
 
These providers may access information only as reasonably necessary to perform services for FixMyBizz LLC or as otherwise permitted by law.
 
FixMyBizz LLC may also disclose information:
 
• When required by law, subpoena, court order, or other legal process
• To protect the rights, property, safety, or security of FixMyBizz LLC, its customers, or others
• To investigate or prevent fraud, abuse, security incidents, or unlawful conduct
• In connection with a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction, subject to applicable law
 
Insurance-related information is handled separately by Mark Morse in his individual capacity as a licensed insurance agent. As necessary to provide insurance services requested by an individual, Mark Morse may provide insurance-related information to applicable insurance carriers, issuing insurance companies, general agencies, quoting platforms, enrollment platforms, or other insurance service providers with which he is contracted or authorized to conduct business.
 
The disclosures described in this section do not include mobile opt-in data or text message consent. No mobile opt-in or text message consent will be shared with third parties or affiliates.

6. COOKIES AND ANALYTICS
Our website may use cookies, analytics tools, pixels, and similar technologies to operate the website, understand how visitors use it, measure performance, and improve the website and user experience.
 
These technologies may collect information about your browser, device, website interactions, referral source, and pages viewed.
 
Your browser may allow you to block or delete cookies. Disabling certain cookies may affect website functionality.

7. THIRD-PARTY SERVICES
Our website may integrate with or link to third-party services, including scheduling platforms, communications providers, payment processors, social media platforms, analytics services, insurance carriers, quoting platforms, enrollment systems, and other technology or service providers.
 
When you interact directly with a third-party service, that provider may collect information according to its own terms, privacy policies, and security practices.
 
Insurance-related third-party services may include MedMutual Protect, its issuing insurance companies, and other insurance carriers, general agencies, quoting platforms, enrollment platforms, or service providers with which Mark Morse is contracted or authorized to conduct business.
 
FixMyBizz LLC is not responsible for the privacy practices, security, content, or operation of third-party websites or services that it does not control.
 
For insurance-related services, information provided directly to an insurance carrier, platform, or other insurance provider is governed by that provider’s applicable privacy practices.

8. DATA SECURITY
FixMyBizz LLC uses reasonable administrative, technical, and organizational safeguards designed to protect personal information under its control against unauthorized access, disclosure, alteration, loss, or misuse.
 
Insurance-related information handled separately by Mark Morse or through an insurance carrier or insurance service provider may be subject to the security practices and requirements of those respective providers.
 
However, no website, electronic transmission, storage system, or method of communication can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security.

9. DATA RETENTION
FixMyBizz LLC retains personal information under its control for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide services, maintain business records, document consent, resolve disputes, enforce agreements, protect legal rights, and comply with applicable laws and regulatory requirements.
 
Retention periods may vary depending on the type of information and the reason it was collected.
 
Insurance-related records maintained separately by Mark Morse in his individual capacity as a licensed insurance agent may be retained as reasonably necessary to document insurance inquiries, transactions, consent, servicing activity, and compliance with applicable insurance laws or carrier requirements.
 
Information maintained directly by an insurance carrier, general agency, quoting platform, enrollment platform, or other insurance provider is subject to that provider’s own retention policies and legal obligations.

10. EMAIL AND MARKETING COMMUNICATIONS
You may unsubscribe from promotional email communications by using the unsubscribe mechanism provided in the communication where available.
 
FixMyBizz LLC may send business consulting, service, follow-up, and marketing communications consistent with the information and permissions you have provided.
 
Insurance-related email communications may be sent separately by Mark Morse in his individual capacity as a licensed insurance agent and may relate to insurance inquiries, coverage options, quotes, applications, servicing, or authorized marketing communications.
 
Unsubscribing from promotional communications does not prevent non-promotional communications that may be necessary in connection with an existing business relationship, requested service, transaction, appointment, insurance inquiry, application, or policy-related matter.
 
SMS communications are governed separately by the SMS provisions above.

11. CHILDREN'S PRIVACY
Our website is intended for adults.
 
We do not knowingly collect personal information directly from children under 13 through this website.
 
Insurance inquiries involving dependent children should be submitted by a parent, legal guardian, or other authorized adult.
 
If we become aware that personal information has been collected directly from a child under 13 without appropriate authorization, we may take reasonable steps to delete it.

12. YOUR PRIVACY CHOICES
Depending on applicable law, you may have rights concerning certain personal information maintained about you.
 
You may contact FixMyBizz LLC to request that information you previously provided to FixMyBizz be corrected or updated.
 
For insurance-related information handled separately by Mark Morse in his individual capacity as a licensed insurance agent, you may contact Mark regarding information maintained by him. Information maintained directly by an insurance carrier, general agency, quoting platform, enrollment platform, or other insurance provider may be subject to that provider’s own privacy procedures and rights-request process.
 
You may unsubscribe from promotional email communications using the applicable unsubscribe mechanism.
 
You may withdraw SMS consent at any time by replying STOP to messages from the applicable messaging program.

13. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, services, insurance-related activities, legal requirements, or business operations.
 
When we make changes, the updated Privacy Policy will be posted on this page and the Effective Date will be revised.

14. CONTACT US
If you have questions about this Privacy Policy, our privacy practices, or information maintained by FixMyBizz LLC, contact:
 
FixMyBizz LLC
Bradenton, Florida
Email: success@fixmybizz.com
 
For insurance-related privacy questions or information handled separately by Mark Morse in his individual capacity as a licensed insurance agent, contact:
 
Mark Morse, Licensed Insurance Agent
Email: mark.morse@medmutualagent.com